Education

Capital Terms, Contract Clauses, And Data Protection Explained

Factor Rate vs APR

Don't compare a "1.3" factor to 30% APR. The true cost is much higher when calculated annually. We break down the math so you can model true cost before signing.

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Data Privacy and Lead Recycling

Keep your application and banking details out of lead recycling. Learn suppression tactics that work, including opt-out sweeps and contact filtering.

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Getting Real Terms in Writing

Understand broker commission flows and how to get real terms in writing upfront. Learn why independent consulting aligns with your interests.

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Stacking Risks

Multiple loans and MCAs from the same account can create overlapping pulls and daily drain. Consider stacking exclusion clauses in contracts and strategic capital sequencing.

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Daily ACH Impact

Your cash flow must match payment cadence. Test before signing. Check daily buffers, fixed costs, and seasonality first.

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UCC and COJ Clauses

Harmful contract clauses create future legal risk. We review UCC filings, Confessions of Judgment, and prepayment penalties before you sign.

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