Small-business financing · your financial progression

Connect your bank once. Unlock better funding.

Connect once, understand your position, fix what blocks cheaper capital, and compare real offers on total payback. One verified file, matched funders pricing it together.

Check Your Business Profile See what the read produces

Soft data only until you apply. Checking never affects your credit.

Your funding readiness, approvals, and money picture in one console, desktop view

Nothing to chase down: The file fills itself from the account
Know the true cost first: Total payback, not a teaser rate
Free to use, no credit impact: No advance fees, no membership

Built on the data sources you trust

PlaidExperianEquifaxDun & BradstreetMiddeskStripe

Jump toConnect once Compare offers How it works What it watches PricingFor lenders & partners

What connecting the bank does

One connection. Everything a funder asks for

One read-only connection and the file assembles itself: your statements and every covered month, the documents that stay on file for good, month-to-date activity, and the identity and entity check. No document chasing, nothing to type twice. Then New Matrix AI reads it, and it goes to the funders whose rules it clears.

Your connected account: deposits by month, statement coverage, and what the file holds, desktop view

The bank, connected once
Read-only through Plaid. We never see your login, and the connection itself cannot move money. The grant and the policy version you accepted are logged.
SampleReal product, seeded demo data
Statements and every document, kept
Deposits, debits and every covered month, read straight off the account alongside the advances already debiting it. Anything you send stays on file for good. A month we cannot read says so instead of leaving a hole.
SampleReal product, seeded demo data
Identity and entity, in the same pass
A government ID matched to a live selfie, and the legal name and EIN checked against the filing. Funders see the verified badge, never your selfie, and the ID photo itself only if you release it to them by name.
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Scored before anyone else opens it
New Matrix AI scores the finished file and names what is missing while you can still fix it. A planning read, not a lender decision.
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Matched funders price the same file
The finished file reaches every funder whose box it clears, at the same time, and only after you authorize it. Who holds it and what you granted sits on one screen you can open any time. Offers come back and you compare them on total payback.
SampleReal product, seeded demo data

See everything New Matrix AI reads

Your Funding Passport

Never start another application from scratch

The verified file stays yours and stays current. Every application after the first one starts from it instead of a blank form.

A verified identity on a merchant file: the checks that ran, what is on the record, and the date it was settled, desktop view

BusinessOnce
IdentityOnce
BankKept current
DocumentsOn file
OwnershipOnce
ConsentEvery time

One file, every application

Term loanSame file

Line of creditSame file

SBA packageSame file

Start your Funding Passport

Compare every offer on total payback

Amount, daily debit, net funded, and what you actually repay. Accept one. The rest close themselves.

After funding, lenders watch deposit trend, cash flow, bank switches, and any new position stacked on top. That is what a funder watches after the money goes out.

What each route can fund and what it costs, compared on the same bank file, desktop view

How it works

Four steps. You do the first and the last

1
Connect once
You
Read-only access to the account. The only setup step.
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2
New Matrix AI prepares your file
New Matrix
200 metrics read. Flags what could kill the file. Asks only when unsure.
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3
Offers compete. You pick
You
Compare on total payback, e-sign in one place, and the rest close themselves.
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4
Every matching lender sees it
New Matrix
Reaches every lender whose criteria your file clears, at the same time.
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The platform

Six ways to fund a business. New Matrix finds the ones you qualify for

A source-labeled business-credit profile on your file. On demo accounts it is a sample; when a bureau pull exists, each value is dated and labeled so you know what a lender will see before they pull you.
92of 100
Business credit
Sample · labeled by source when a pull exists
Excellent
Sample Profile.
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Explore

SampleReal product, seeded demo data

New Matrix AI's activity log: what it read off the connected bank file and when, desktop view

What it keeps doing

Six things it does while you run the business

Not a chatbot. Once the file exists, New Matrix AI keeps working the account and tells you the day something moves.

Cash Forecast

Thirteen weeks of cash projected off your account. You know if a daily payment fits.

Credit Watch

When bureau contracts are live, PAYDEX, Experian and Equifax land labeled by source. Until then, the file still routes on bank data.

Position Watch

Every advance debiting the account, found and counted, including the new ones.

UCC Watch

When we have run a lien search, filings sit on your file. Manual searches our team records appear the same way.

Missing Pieces

The one document holding the file up, named. Not a generic list.

Sourced Answers

Every funding answer cites its written source. When data cannot answer, it says so.

Same application, two different processes

The old game runs on bought leads, blind shopping, and buried fees. New Matrix runs on your numbers.

Who holds this file: every funder it was routed to, what came back, and what they can see, desktop view

The old way The New Matrix way

What happens to your application

Sold into a lender network, then dialed by every desk that bought the list.

Your file is read, scored, and box-checked before anyone is contacted. No spam calls.

Who sees it

Shopped blind to funders you never chose, on a network that resells your contact info.

It goes only to the lenders you authorize. Never sold, never blasted.

How offers rank

Whichever product pays the desk the highest commission gets pitched first.

By your total cost and approval odds, not by what a lender pays us.

Who pays

Fees buried inside the rate, with your deal backdoored to other shops.

Referral compensation is disclosed before you submit. New Matrix routes it only where you approve.

Clearing a lender box is coverage, not an approval or a quote. The finished file reaches every matching funder at once, and only after you authorize the share.

The industries banks decline are exactly who we serve

In all 50 states.

See every industry we serve

Under the hood

The engine behind your readiness score

financing categories

200

metrics New Matrix AI reads

file for every lender

bank passwords stored

Your data stays yours. Your deals stay yours

Your bank login never leaves your hands

Read-only, revocable anytime. We never see or store the password.

Every deal keeps its owner

The partner who brought the deal keeps it. No backdooring, no poaching, no one cut out.

Your data is never recycled

Encrypted in transit and at rest, never resold or re-shopped. You decide who sees it.

See exactly who has your file

What it costs

Free to use. No advance fees, ever

$0 to join, no card, no membership, no monthly feematched to only what you qualify for$0 to compare offers, no advance fees

How our pricing works

The other side of the marketplace

Not here to borrow?

The platform has other sides. Pick the door that fits.

Fund deals

Set your box, receive box-screened files, and pay per funded deal.

For lenders

Bring deals

Submit files as an ISO or broker and track each one through to funding.

For ISOs and brokers

Buy leads

Verified vendors, priced per lead, only-when-it-funds, live transfer or aged list.

Lead marketplace

Partner leaderboard

Lenders ranked on funding speed, offer rate, and volume

Scored on what they do here. Leaders get the spotlight and priority placement in merchant matches. After funding, merchants rate their funder - read how a desk treats people before you accept its offer.

Compete for the top spot

How the standings will lookSample

1
Top SBA partnerSBA
Platinum
94
2
Fast MCA funderMCA
Gold
88
3
Regional line lenderLines of credit
Gold
79
4
Equipment specialistEquipment
Silver
68

Real rankings publish once 3+ partners have live activity. Earned, never bought: fund well and fast, and the top is yours.

Smarter capital decisions for growing businesses.

Know where you stand and get the capital that fits. Free to join. No advance fees, ever.

Start my file